FineFlip Guide
Speeding Fine in a Company Car: Who Pays?
When a company car triggers a speed camera, the Notice of Intended Prosecution goes to the registered keeper — your employer. But the fine and points ultimately follow the driver, not the vehicle. Understanding how the Section 172 process works protects both you and your employer.
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The NIP is sent to the registered keeper of the vehicle — in this case, your employer or the leasing company. It arrives with a Section 172 notice requiring the keeper to identify who was driving at the time. Your employer has 28 days to respond. Once the driver is identified, the police issue the fixed penalty notice or court summons directly to that person.
Section 172: the legal obligation
Under Section 172 of the Road Traffic Act 1988, the registered keeper must provide the identity of the driver when required by police. Failure is a criminal offence carrying a fine of up to GBP 1,000 and 6 penalty points. Companies cannot protect employees by refusing to identify them.
Who pays what
- Fine: The identified driver pays the fine (GBP 100 fixed penalty or court-imposed amount)
- Points: Go on the driver's licence, not the company
- Company policy: Some employers reimburse fines incurred during work duties — check your contract
- Fleet insurance: The speeding conviction may affect the company's fleet insurance premiums
Can you appeal a company car speeding fine?
Yes. The same grounds apply as for any speeding offence: late NIP, faulty camera, non-compliant signage, or unclear evidence. If you were not the driver, ensure your employer correctly identifies the right person. If the Section 172 notice was not properly served on the keeper, that is also a defence.
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Frequently asked questions
Who pays the speeding fine — the driver or the company?
The driver is responsible for the fine and the penalty points. The company (as registered keeper) must identify the driver via the Section 172 notice. If the company fails to identify the driver, the company can be prosecuted instead.
Can my employer refuse to name me?
No. Under Section 172 of the Road Traffic Act 1988, the registered keeper (your employer) is legally required to identify the driver. Failure to do so is a separate criminal offence carrying 6 penalty points.
What if I was not driving the company car?
If someone else was driving, your employer should identify the actual driver on the Section 172 response. If the company cannot identify who was driving, the company faces prosecution for failing to provide driver information.